I’m a money-saving mum & people always ask how to start saving…my trick will save you £1k a year & you’ll barely notice
IF you are someone who struggles to save money, fear not, we’ve got just the thing for you.
Gemma Bird, also known as the Money Saving Mum, revealed that people always ask her how to get started on saving and thanks to her simple trick, you can save over £1,000 a year, without even noticing.
SuppliedGemma Bird, aka the Money Saving Mum, has revealed that people always ask her how to start saving, and thanks to her trick, there’s a very simple way[/caption]
The money-saving whizz took to Instagram to share her advice, leaving many very impressedInstagram/moneymumofficialGemma explained if you saved just £20 per week, you would have £1,040 in a yearInstagram/moneymumofficial
The 40-year-old mum-of-two, who lives in Billericay, Essex, lives mortgage-free in a four-bedroom detached house, drives a Range Rover and jets off on multiple holidays a year to plush resorts in Mexico, Lapland and Dubai.
But Gemma isn’t an heiress or a lottery winner – no, she’s achieved this comfortable life despite never earning more than £25k a year.
The money-saver previously told Fabulous: “I’ve never earned more than £25,000 a year. I live and breathe deals. I don’t care how much money you have, people always love a bargain.
“I’ve saved every solitary penny since the age of seven. I once managed to save almost £10,000 on a £12,000 salary thanks to my must-know hacks.”
Gemma has a whopping 331k Instagram followers, counts Stacey Solomon as a fan and recently shared her super-saver wisdom in a video on Instagram.
The money-saving expert said: “So many [people] ask me how to save and where to start.
“Again, as I always say this is if you can and want to save.
“If you have debt, clear that first.
“But start small so you get into a pattern.
“You might love cash stuffing, you may want to pay into a savings account, but it’s consistently doing it that is the main thing.
“So don’t try to do too much, and if you can not do it once you have not failed!”
In the clip, Gemma explained how you can save anything from £260 to £1,040 in a year if you follow her advice.
Gemma explained, if you save £5 a week, every week, for a year, this will give you £260 in a year.
But if you chose to put away £10 a week, every week, for the year, that will give you £520 in a year.
And if you can afford to put away a little bit more and save £20 per week, every week, after a year, it would equate to a whopping £1,040.
Gemma shared her simple advice just three days ago, but it has already racked up 2,090 likes.
Social media users were very impressed with her clip and were eager to thank her in the comments.
One person said: “Love this, sometimes seeing the numbers gives you that big push to do it more.”
Another added: “Crazy how much you can save by just putting away a little at a time.”
A third commented: “So easy to spend a little here and there but saving it adds up.”
Someone else noted: “This is amaze.”
Another user chimed in: “Fiver Friday helps towards Xmas and I don’t miss it but it sure adds up come the party season.”
Meanwhile, one person posted: “Oh jeez, this makes me realise how much I spend on coffee a year. No more!”